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Pricey Quentin,
My partner, 51, and I, 48, are wracked with guilt around our lack of preserving for our children’s college or university educations. Our children are aged 14 and 16. We have by no means been extravagant spenders, normally paying frugally (applied motor vehicle, taking in in, mindful budgeting, delaying purchasing a property).
However,…
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